Annessa Fackelman
White Bear Lake Real Estate
Annessa Fackelman provides clear, caring guidance for those navigating the White Bear Lake, Minnesota real estate market. She helps neighbors manage transitions with confidence and local expertise.
White Bear Lake offers a distinct mix of historic charm and lakeside living. The housing stock reflects this variety, with a median year built of 1969 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Buyers can find everything from classic cottages to modern builds within the 11,060 housing units (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) located in this Minnesota community.
Annessa Fackelman specializes in seller representation and transitions for those moving into new stages of life. The market shows steady movement, with Ramsey County experiencing a one-year home price change of +2.9% (Federal Housing Finance Agency House Price Index, 2024 to 2025). This consistency makes the area a notable choice for those looking to plant roots or transition their equity.
Working with an agent who understands the nuances of downsizing and first-time purchases is essential here. Annessa Fackelman focuses on providing hands-on support, ensuring that every detail is managed with genuine care. Whether looking for a single-family home or a waterfront property, clients receive direct communication and professional advocacy throughout the entire process.
By the numbers
White Bear Lake, MN at a glance
| Population2020–2024 ACS 5-year estimates | 23,908 |
|---|---|
| Housing units2020–2024 ACS 5-year estimates | 11,060 |
| Median home value (owner-occupied)2020–2024 ACS 5-year estimates | $331,800 |
| Median monthly rent2020–2024 ACS 5-year estimates | $1,601 |
| Median annual property tax paid2020–2024 ACS 5-year estimates | $3,576 |
| Homes that are owner-occupied2020–2024 ACS 5-year estimates | 68% |
| Homes that are single-family detached2020–2024 ACS 5-year estimates | 59% |
| Median year homes were built2020–2024 ACS 5-year estimates | 1969 |
| Commutes under 30 minutes2020–2024 ACS 5-year estimates | 75% |
| Home price change, 1 year (Ramsey County)2024 to 2025 | +2.9% |
| Home price change, 5 years (Ramsey County)2020 to 2025 | +30.7% |
| Average 30-year fixed mortgage rate (U.S.)week of 2026-09-24 | 7.03% |
| Average 30-year fixed mortgage rate a year earlier (U.S.)week of 2025-09-18 | 6.26% |
Sources: U.S. Census Bureau, American Community Survey; Federal Housing Finance Agency House Price Index; Freddie Mac Primary Mortgage Market Survey. Published estimates for the area as a whole, not a valuation of any property.
FAQ
Frequently asked questions
What is the median home value in White Bear Lake, Minnesota?↓
The median home value for owner-occupied residences is $331,800 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This figure reflects the diverse housing options available across the city. Annessa Fackelman uses this data to help sellers position their properties accurately within the local market.
How common are single-family detached homes in White Bear Lake?↓
Single-family detached homes make up 59% of the housing in the area (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This provides a variety of options for buyers seeking traditional yards and layouts. Annessa Fackelman assists clients in finding the specific property type that meets their current lifestyle needs.
What are the current mortgage rates for buyers in White Bear Lake?↓
For the week of 2026-09-24, the average 30-year fixed mortgage rate in the U.S. is 7.03% (Freddie Mac Primary Mortgage Market Survey). This is an increase from the average a year earlier, which was 6.26% (Freddie Mac Primary Mortgage Market Survey, week of 2025-09-18). Annessa Fackelman helps buyers understand how these national trends impact their local purchasing power.
What is the homeownership rate in the White Bear Lake area?↓
The U.S. Census Bureau, American Community Survey (2020–2024 ACS 5-year estimates) reports that 68% of homes are owner-occupied. This high rate of ownership contributes to the established feel of the neighborhoods. Annessa Fackelman provides specialized support for those looking to join this community or transition out of a long-held residence.
How long is the typical commute for residents of White Bear Lake?↓
Data shows that 75% of residents have commutes under 30 minutes (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). The city's location in Minnesota allows for efficient travel to surrounding employment hubs. Annessa Fackelman highlights these practical benefits when helping buyers evaluate different neighborhoods.