Annessa Fackelman
Ham Lake Real Estate
Annessa Fackelman provides direct and knowledgeable guidance for buying and selling property in Ham Lake, Minnesota. She brings local expertise to this distinct Anoka County community.
Ham Lake offers a specific landscape for those seeking space and privacy. The market is defined by its housing stock, as homes that are single-family detached make up 85% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of the area. Most properties here feature larger lots and acreage, reflecting the rural character that remains even as the region grows.
Buyers and sellers navigate a market that has shown steady appreciation. The home price change over 5 years in Anoka County is +36.0% (Federal Housing Finance Agency House Price Index, 2020 to 2025). This growth underscores the long-term value found in Ham Lake real estate, particularly for those looking at established homes. The median year homes were built is 1994 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates).
Annessa Fackelman assists clients through every stage of these transactions. As a specialist in downsizing and senior transitions, she offers hands-on support for complex moves. Her approach ensures that whether a client is purchasing land or selling a longtime residence, the process remains clear and organized.
By the numbers
Ham Lake, MN at a glance
| Population2020–2024 ACS 5-year estimates | 16,702 |
|---|---|
| Housing units2020–2024 ACS 5-year estimates | 6,014 |
| Median home value (owner-occupied)2020–2024 ACS 5-year estimates | $442,500 |
| Median monthly rent2020–2024 ACS 5-year estimates | $1,173 |
| Median annual property tax paid2020–2024 ACS 5-year estimates | $3,583 |
| Homes that are owner-occupied2020–2024 ACS 5-year estimates | 94% |
| Homes that are single-family detached2020–2024 ACS 5-year estimates | 85% |
| Median year homes were built2020–2024 ACS 5-year estimates | 1994 |
| Commutes under 30 minutes2020–2024 ACS 5-year estimates | 48% |
| Home price change, 1 year (Anoka County)2024 to 2025 | +2.4% |
| Home price change, 5 years (Anoka County)2020 to 2025 | +36.0% |
| Average 30-year fixed mortgage rate (U.S.)week of 2026-09-24 | 7.03% |
| Average 30-year fixed mortgage rate a year earlier (U.S.)week of 2025-09-18 | 6.26% |
Sources: U.S. Census Bureau, American Community Survey; Federal Housing Finance Agency House Price Index; Freddie Mac Primary Mortgage Market Survey. Published estimates for the area as a whole, not a valuation of any property.
FAQ
Frequently asked questions
What is the median home value in Ham Lake, Minnesota?↓
The median home value for owner-occupied residences in Ham Lake is $442,500 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). This figure reflects the high concentration of detached single-family homes and larger residential lots in the area.
What percentage of homes in Ham Lake are owner-occupied?↓
In Ham Lake, homes that are owner-occupied represent 94% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of the housing market. This high rate of ownership contributes to the stable and established nature of the local residential neighborhoods.
What is the typical property tax amount in Ham Lake?↓
The median annual property tax paid by homeowners in Ham Lake is $3,583 (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates). Tax amounts can vary based on specific lot sizes and property improvements, which Annessa Fackelman can help clarify during the buying process.
How long is the average commute for Ham Lake residents?↓
Commutes under 30 minutes are achieved by 48% (U.S. Census Bureau, American Community Survey, 2020–2024 ACS 5-year estimates) of the local population. The city is positioned to provide a rural feel while maintaining access to major employment hubs in the Twin Cities metro.
Is Ham Lake a good area for downsizing or senior transitions?↓
The area offers many properties built during the 1990s that are well-suited for those looking for main-floor living. Annessa Fackelman specializes in downsizing and senior transitions, providing the extra care and attention needed when moving from a larger Ham Lake property to a more manageable home.
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